Large Institutions, Regional Institutions, and Community Based Institutions will each receive an award under this category. This new award will recognize a bank securities, insurance or investment program that exemplifies the excellence for which we all strive.

The BISA Board recognizes that different sized institutions have different markets and missions which impact their programs. Therefore, the Board has established three categories and one institution in each category will receive an award for its Program of the Year:

     • Large National & Regional Institutions (over $25 billion in assets)
     • Regional Institutions (between $2 and $25 billion in assets)
     • Community Based Institutions (less than $2 billion in assets)

The Board will consider all aspects of the nominated program within the context of the institution's market, size, and mission. Program nominations will be judged based on the sponsoring institution's demonstrated excellence and leadership within its peer group and the bank insurance & securities industry as well.

Program superiority may be demonstrated in numerous ways such as:
     • productivity
     • marketing initiatives
     • integration initiatives
     • product innovation
     • education or compliance initiatives
     • technology initiatives